I know I must keep a budget.
I try to keep a budget.
The last couple of months, though, I have spent "free" money too early in the month, rendering myself helpless by the end of the month for that unexpected car break-down, or the day[s] when I forgot my lunch and had to run to Safeway for Chinese. And I'm left thinking - gosh! If only I hadn't bought that coffee. If only I had asked God before spending those $5.
SO, I'm turning to an incentive. [Call it a bribe if you must.]
This month [July], if I have managed to save at least $10 in the "unplanned expenses" category by July 30th, I will buy this CD:
Music is my weakness. Especially music that I know I can hear God in and worship with. So this is some major incentive.
I'll let you know how well I steward my finances in July. If you think of it, pray. :)
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